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Direct Lending
Strategy

Financial Sector
Sector

Lending Fintech
Industry

Growth Capital
Investment Stage

Emerging Markets
Geography

Private Credit
Liquid Income
Strategy

SPARK CREDIT LIQUID INCOME FUND

INVESTMENT STRATEGY

Short-term private credit strategy designed to provide active liquidity management, offering exposure to senior direct lending to growth-stage financial technology companies with credit-driven business models serving financing needs across emerging markets.

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INVESTMENT FOCUS

Private Credit Liquid Income Strategy

SPARK CREDIT LIQUID INCOME FUND

INVESTMENT STRATEGY

Short-term private credit strategy designed to provide active liquidity management, offering exposure to senior direct lending to growth-stage financial technology companies with credit-driven business models serving financing needs across emerging markets.

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INVESTMENT FOCUS

Direct Lending
Strategy

Financial Sector
Sector

Lending Fintech
Industry

Growth Capital
Investment Stage

Emerging Markets
Geography

INVESTMENT THESIS

Consumer Finance   |   Credit Gap   |   Emerging Asia

SME Finance   |   Credit Gap   |   Emerging Asia

Building on our conviction, we have developed an investment platform where each investment represents a diversified portfolio of underlying loans - directly connecting investor capital to millions of end borrowers.

Southeast Asia is home to hundreds of millions of individuals without access to basic banking services, credit, or formal financial infrastructure, resulting in a large underserved population. This structural gap presents a compelling opportunity for inclusive growth and risk-adjusted returns.

While micro-enterprises are supported by microfinance institutions and large corporates benefit from traditional bank lending, small and medium-sized enterprises continue to face limited access to financing. Caught between these two segments, SMEs remain structurally unfinanced.

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Financial Inclusion
forklift-speed-warehouse-4012285706.jpg
Missing Middle

INVESTMENT THESIS

Consumer Finance   |   Credit Gap   |   Emerging Asia

SME Finance   |   Credit Gap   |   Emerging Asia

Building on our conviction, we have developed an investment platform where each investment represents a diversified portfolio of underlying loans - directly connecting investor capital to millions of end borrowers.

Southeast Asia is home to hundreds of millions of individuals without access to basic banking services, credit, or formal financial infrastructure, resulting in a large underserved population. This structural gap presents a compelling opportunity for inclusive growth and risk-adjusted returns.

While micro-enterprises are supported by microfinance institutions and large corporates benefit from traditional bank lending, small and medium-sized enterprises continue to face limited access to financing. Caught between these two segments, SMEs remain structurally unfinanced.

pexels-canan-yasar-11679605-6196068.jpg
Financial Inclusion
forklift-speed-warehouse-4012285706.jpg
Missing Middle

PRIMARY OBJECTIVE

The strategy primary investment objective is to deliver strong risk-adjusted returns. We target market-standard private credit performance, with the objective of outperforming investment-grade bonds, leveraged loans, and high-yield credit.

SECONDARY OBJECTIVE

The secondary objective is to strengthen investment portfolios with steady income, downside protection, and relative liquidity. Private Credit uniquely combines these advantages, rarely found together in other alternative asset classes.

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PRIMARY OBJECTIVE

The strategy’s primary investment objective is to deliver strong risk-adjusted returns through disciplined credit underwriting and portfolio construction, while preserving the opportunity for active liquidity management.

SECONDARY OBJECTIVE

The secondary objective is to enhance investment portfolio resilience by providing stable income generation and capital preservation. The strategy seeks to capture yield, downside protection, and shorter duration, combining features that are seldom available concurrently within other alternative asset classes.

CORPORATE GOVERNANCE

Delivering our investment objectives within a robust governance framework, we partner with leading audit, legal, and fund administration firms to ensure transparency, rigorous regulatory compliance, and the highest standards of institutional-grade oversight.

Monetary Authority of Singapore
Financial Supervisory Authority

Ernst & Young
Auditor, Tax Advisor

Ocorian

Fund Administrator

Camelot Trust

Fund Secretary

OCBC
Client Funds Safeguard

Monetary Authority of Singapore
Financial Supervisory Authority

Ernst & Young
Auditor, Tax Advisor

Ocorian

Fund Administrator

Camelot Trust

Fund Secretary

OCBC
Client Funds Safeguard

CORPORATE GOVERNANCE

Delivering our investment objectives within a robust governance framework, we partner with leading audit, legal, and fund administration firms to ensure transparency, rigorous regulatory compliance, and the highest standards of institutional-grade oversight.

forklift-speed-warehouse-4012285706.jpg
pexels-canan-yasar-11679605-6196068.jpg

INVESTMENT THESIS

Consumer Finance   |   Credit Gap   |   Emerging Asia

SME Finance   |   Credit Gap   |   Emerging Asia

Building on our conviction, we have developed an investment platform where each investment represents a diversified portfolio of underlying loans - directly connecting investor capital to millions of end borrowers.

Financial Inclusion

Southeast Asia is home to hundreds of millions of individuals without access to basic banking services, credit, or formal financial infrastructure, resulting in a large underserved population. This structural gap presents a compelling opportunity for inclusive growth and risk-adjusted returns.

Missing Middle

While micro-enterprises are supported by microfinance institutions and large corporates benefit from traditional bank lending, small and medium-sized enterprises continue to face limited access to financing. Caught between these two segments, SMEs remain structurally unfinanced.

PRIMARY OBJECTIVE

The strategy’s primary investment objective is to deliver strong risk-adjusted returns through disciplined credit underwriting and portfolio construction, while preserving the opportunity for active liquidity management.

SECONDARY OBJECTIVE

The secondary objective is to enhance investment portfolio resilience by providing stable income generation and capital preservation. The strategy seeks to capture yield, downside protection, and shorter duration, combining features that are seldom available concurrently within other alternative asset classes.

Pic1.jpeg

CORPORATE GOVERNANCE

Ocorian

Fund Administrator

Camelot Trust

Fund Secretary

Delivering our investment objectives within a robust governance framework, we partner with leading audit, legal, and fund administration firms to ensure transparency, rigorous regulatory compliance, and the highest standards of institutional-grade oversight.

Monetary Authority of Singapore
Financial Supervisory Authority

Ernst & Young
Auditor, Tax Advisor

OCBC
Client Funds Safeguard

Redemption
Notice
Window

90 Days 
(Lock-in Period)

30 Days

Deployment
Day

Potential
Redemption

30 Days

LIQUID EXPOSURE FRAMEWORK

Structured to provide defined redemption windows and active liquidity management, enabling access private market opportunities while avoiding extended capital lock-ups.

Accredited or
Institutional

Open-ended
Fund

Private
Credit

3 Months

USD 
200,000

Investor Type

Facility Structure

Asset Class

Subscription Tenor

Minimum Subscription

Balanced Diversification

45-60
Days

Portfolio Allocation

Dividend Frequency

Redemption Notice

INVESTMENT TERMS

Monthly
Payment

USD, EUR,
SGD

Bullet 
Repayment

Principal Redemption

Currency

Accredited or
Institutional 

Investor Type

Balanced Diversification

3 Months

Open-ended
Fund

Monthly
Payment

USD, EUR,
SGD

Private 
Credit

Bullet
Repayment

USD
200,000

Facility Structure

Asset Class

Portfolio Allocation

Dividend Frequency

Principal Redemption

Subscription Tenor

Currency

Minimum Subscription

45-60
Days

Redemption Notice

INVESTMENT TERMS

INVESTOR PRESENTATION

A comprehensive overview of the investment strategy, market opportunity, portfolio approach, and fund structure.

INVESTOR TEASER

A concise overview of the fund, highlighting key strategy details, portfolio characteristics, and principal terms.

INVESTOR TEASER

A concise overview of the fund, highlighting key strategy details, portfolio characteristics, and principal terms.

INVESTOR PRESENTATION

A comprehensive overview of the investment strategy, market opportunity, portfolio approach, and fund structure.

We invite you to partner with us.

Let’s drive strong returns and long-term value together.

CONNECT WITH US

HEAD OFFICE

Follow us on Linkedin

Singapore

Investor Inquiries

invest@sparkcreditfund.com

6 Battery Road, #03-01,
Singapore, 049909

Silverstreak Asset Management Company Singapore Pte. Ltd. (“Silverstreak Asset Management”) maintains the website www.silverstreakgroup.com. Silverstreak Analytics Pte. Ltd. (“Silverstreak Analytics”) maintains the website www.silverstreakgroup.com/analytics. Each is a separate legal entity within the Silverstreak group of companies (“Silverstreak”). Any representations to the contrary and any websites other than www.silverstreakgroup.com are not endorsed by Silverstreak. 

Silverstreak does not solicit, offer, or sell securities via the Internet. This material is intended solely for accredited and institutional investors. It is not an offer to the general public and should not be construed as investment advice or a solicitation to buy or sell any securities.

Spark Credit Liquid Income Fund (the “SCLIF“) is a sub-funds under Silverstreak Multi-Strategy Fund VCC, a variable capital company incorporated under the Variable Capital Companies Act (No. 44 of 2018) of Singapore ("VCC Act"). Being a sub-fund, the assets and liabilities attributable to SCLIF are segregated from the assets and liabilities attributable to any other sub-funds of Silverstreak Multi-Strategy Fund VCC and from its general assets and liabilities. Pursuant to Section 29 of the VCC Act, the assets of SCLIF must not be used to discharge any liabilities of any other sub-fund, including in the winding up of such sub-fund, and any liability of any particular sub-fund must be discharged solely out of the assets of such sub-fund, including in the winding up of that sub-fund. This presentation is confidential, and proprietary and is intended solely for the information of the person to whom it has been delivered. It is not to be used, copied, disseminated, distributed, reproduced or transmitted, in whole or in part, to third parties without the prior consent of Silverstreak Asset Management Company Singapore Pte. Ltd. ("Silverstreak Asset Management"). The information provided in this presentation pertaining to SCLIF, its business assets, strategy and operations is for general informational purposes only and is not a formal offer to sell or a solicitation of an offer to buy any units in the SCLIF in any jurisdiction and its content is not prescribed by securities laws. Information contained in this presentation should not be relied upon as advice to buy or sell or hold such securities or as an offer to sell such securities, or for any other purpose other than for the purpose of evaluating the SCLIF. This website does not take into account, nor does it provide any tax, legal or investment advice or opinion regarding the specific investment objectives or financial situation of any person. While the information on this website is believed to be accurate and reliable, SCLIF and its manager, agents, advisors, directors, officers, employees and shareholders make no representation or warranties, expressed or implied, as to the accuracy of such information and the Manager expressly disclaims any and all liability that may be based on such information or errors or omissions thereof. Additionally, the Silverstreak Asset Management and/or SCLIF undertakes no obligation to comment on the expectations of, or statements made by, third parties in respect of the matters discussed in this presentation. The Asset Management reserves the right to amend or replace the information contained herein, in part or entirely, at any time, and undertakes no obligation to provide the recipient with access to the amended information or to notify the recipient thereof. 
 Prospective investors should not construe the contents of this presentation as legal, tax, investment, or other advice. All prospective investors should make their own inquiries and consult their own advisors as to legal, tax, investment, and related matters concerning an investment in the units of the SCLIF.

©2026 Silverstreak Asset Management
Company Singapore Pte. Ltd.
All rights reserved.

We invite you to partner with us.

Let’s drive strong returns and long-term value together.

CONNECT WITH US

HEAD OFFICE

Follow us on Linkedin

Singapore

Investor Inquiries

invest@sparkcreditfund.com

6 Battery Road, #03-01,
Singapore, 049909

Silverstreak Asset Management Company Singapore Pte. Ltd. (“Silverstreak Asset Management”) maintains the website www.silverstreakgroup.com. Silverstreak Analytics Pte. Ltd. (“Silverstreak Analytics”) maintains the website www.silverstreakgroup.com/analytics. Each is a separate legal entity within the Silverstreak group of companies (“Silverstreak”). Any representations to the contrary and any websites other than www.silverstreakgroup.com are not endorsed by Silverstreak. Silverstreak does not solicit, offer, or sell securities via the Internet. This material is intended solely for accredited and institutional investors. It is not an offer to the general public and should not be construed as investment advice or a solicitation to buy or sell any securities.

©2026 Silverstreak Asset Management
Company Singapore Pte. Ltd.

All rights reserved.

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