Direct Lending Strategy
Financial Sector
Sector
Lending Fintech Industry
Growth Capital Investment Stage
Emerging Markets Geography
Private Credit
Liquid Income
Strategy
SPARK CREDIT LIQUID INCOME FUND
INVESTMENT STRATEGY
Short-term private credit strategy designed to provide active liquidity management, offering exposure to senior direct lending to growth-stage financial technology companies with credit-driven business models serving financing needs across emerging markets.
INVESTMENT FOCUS
INVESTMENT THESIS
Consumer Finance | Credit Gap | Emerging Asia
Financial Inclusion
Southeast Asia is home to hundreds of millions of individuals without access to basic banking services, credit, or formal financial infrastructure, resulting in a large underserved population. This structural gap presents a compelling opportunity for inclusive growth and risk-adjusted returns.
SME Finance | Credit Gap | Emerging Asia
Missing Middle
While micro-enterprises are supported by microfinance institutions and large corporates benefit from traditional bank lending, small and medium-sized enterprises continue to face limited access to financing. Caught between these two segments, SMEs remain structurally unfinanced.
Building on our conviction, we have developed an investment platform where each investment represents a diversified portfolio of underlying loans —
directly connecting investor capital to millions of end borrowers.
PRIMARY OBJECTIVE
Source: Blackstone. Morningstar Direct, as of December 31, 2024, which is the most recent data available. Volatility is measured using standard deviation. All of the quarterly standard deviations are then annualized. “Private Credit” is represented by the Cliffwater Direct lending Index. “leveraged Loans” is represented by the Morningstar LSTA US leveraged Loan Index. “US High Yield” is represented by the Bloomberg US Corporate High Yield Index. “Investment Grade Bonds” is represented by the Bloomberg US Aggregate Bond Index.
The strategy primary investment objective is to deliver strong risk-adjusted returns. We target market-standard private credit performance, with the objective of outperforming investment-grade bonds, leveraged loans, and high-yield credit.
SECONDARY OBJECTIVE
The secondary objective is to strengthen investment portfolios with steady income, downside protection, and relative liquidity. Private Credit uniquely combines these advantages, rarely found together in other alternative asset classes.
Private Credit
Income
YES
Higher return
YES
Downside Protection
YES
Relative Liquidity
YES
Private Equity
Higher return
YES
Real Estate
Income
YES
Downside Protection
YES
Real Assets
Relative Liquidity
YES
Hedge Funds
Higher return
YES
Relative Liquidity
YES
CORPORATE GOVERNANCE
Ocorian
Fund Administrator
Camelot Trust
Fund Secretary
Delivering our investment objectives within a robust governance framework, we partner with leading audit, legal, and fund administration firms to ensure transparency, rigorous regulatory compliance, and the highest standards of institutional-grade oversight.
Monetary Authority of Singapore
Financial Supervisory Authority
Ernst & Young
Auditor, Tax Advisor
OCBC
Client Funds Safeguard
Redemption
Notice
Window
90 Days
30 Days
Deployment Day
Potential Redemption
30 Days
LIQUID EXPOSURE FRAMEWORK
Structured to provide defined redemption windows and active liquidity management, enabling access private market opportunities while avoiding extended capital lock-ups.
3 Months
Subscription Tenor
45-60
Days
Redemption Notice
Balanced
Diversification
Portfolio Allocation
USD, EUR
SGD
Currency Exposure
INVESTMENT TERMS
Accredited or Institutional
Investor Base
USD
200,000
Bullet
Redemption
Minimum Subscription
Open-ended
Fund
Private
Credit
Facility Structure
Asset Class
Monthly
Payment
Dividend Frequency
Principal Redemption
CONNECT WITH US
HEAD OFFICE
Follow us on Linkedin
Singapore
General Inquiries
info@silverstreakanalytics.com
Investor Inquiries
invest@sparkcreditfund.com
6 Battery Road, #03-01,
Singapore, 049909
Silverstreak Asset Management Company Singapore Pte. Ltd. (“Silverstreak Asset Management”) maintains the website www.silverstreakgroup.com. Silverstreak Analytics Pte. Ltd. (“Silverstreak Analytics”) maintains the website www.silverstreakgroup.com/analytics. Each is a separate legal entity within the Silverstreak group of companies (“Silverstreak”). Any representations to the contrary and any websites other than www.silverstreakgroup.com are not endorsed by Silverstreak.
Silverstreak does not solicit, offer, or sell securities via the Internet. This material is intended solely for accredited and institutional investors. It is not an offer to the general public and should not be construed as investment advice or a solicitation to buy or sell any securities.
Spark Credit Liquid Income Fund (the “SCLIF“) is a sub-funds under Silverstreak Multi-Strategy Fund VCC, a variable capital company incorporated under the Variable Capital Companies Act (No. 44 of 2018) of Singapore ("VCC Act"). Being a sub-fund, the assets and liabilities attributable to SCLIF are segregated from the assets and liabilities attributable to any other sub-funds of Silverstreak Multi-Strategy Fund VCC and from its general assets and liabilities. Pursuant to Section 29 of the VCC Act, the assets of SCLIF must not be used to discharge any liabilities of any other sub-fund, including in the winding up of such sub-fund, and any liability of any particular sub-fund must be discharged solely out of the assets of such sub-fund, including in the winding up of that sub-fund. This presentation is confidential, and proprietary and is intended solely for the information of the person to whom it has been delivered. It is not to be used, copied, disseminated, distributed, reproduced or transmitted, in whole or in part, to third parties without the prior consent of Silverstreak Asset Management Company Singapore Pte. Ltd. ("Silverstreak Asset Management"). The information provided in this presentation pertaining to SCLIF, its business assets, strategy and operations is for general informational purposes only and is not a formal offer to sell or a solicitation of an offer to buy any units in the SCLIF in any jurisdiction and its content is not prescribed by securities laws. Information contained in this presentation should not be relied upon as advice to buy or sell or hold such securities or as an offer to sell such securities, or for any other purpose other than for the purpose of evaluating the SCLIF. This website does not take into account, nor does it provide any tax, legal or investment advice or opinion regarding the specific investment objectives or financial situation of any person. While the information on this website is believed to be accurate and reliable, SCLIF and its manager, agents, advisors, directors, officers, employees and shareholders make no representation or warranties, expressed or implied, as to the accuracy of such information and the Manager expressly disclaims any and all liability that may be based on such information or errors or omissions thereof. Additionally, the Silverstreak Asset Management and/or SCLIF undertakes no obligation to comment on the expectations of, or statements made by, third parties in respect of the matters discussed in this presentation. The Asset Management reserves the right to amend or replace the information contained herein, in part or entirely, at any time, and undertakes no obligation to provide the recipient with access to the amended information or to notify the recipient thereof.
Prospective investors should not construe the contents of this presentation as legal, tax, investment, or other advice. All prospective investors should make their own inquiries and consult their own advisors as to legal, tax, investment, and related matters concerning an investment in the units of the SCLIF.